Paul D. Refior (my friends call me “Rafe” and my last name is pronounced “Ray’-fee-or”) was born in 1950 in Mt. Pleasant, Iowa and was raised in Iowa and Wisconsin, graduating from Whitewater High School in 1968. He returned to Mt. Pleasant to play football and to attend Iowa Wesleyan College, where he met and married his sweet, fantastic, exciting, and beautiful wife, Precious Pam, and where he received his Bachelor of Arts degree magna cum laude in 1972 prior to attending law school. While at the University of Iowa College of Law in Iowa City, Iowa, Rafe was elected president of the Iowa Student Bar Association. Rafe was awarded his Juris Doctor degree with honors and was admitted to practice law in the State of Iowa in June, 1975. Following law school graduation Rafe served as a Navy JAG lawyer stationed at the Naval Legal Service Office, Naval Station, Norfolk, Virginia. His primary duties involved criminal trial work, both as a defense attorney and as a prosecutor. His large caseload included murder, armed robbery, bank robbery, rape, counterfeiting, narcotics and other drug, theft, and a variety of other criminal matters with jury trials and bench trials in Norfolk, San Diego, Panama, and Italy. In 1978 Rafe returned to civilian practice. He joined a law firm in the small cowboy town of Pinedale, Wyoming, which is a beautiful, authentic western town at an elevation of 7,200 feet at the foot of the towering Rocky Mountains of the Wind River Range. Both Rafe and his law partner, Gerald Mason, had a pilot’s license and they carried on a trial practice which covered Wyoming and parts of Colorado. In 1979, Rafe and Pam received an unexpected invitation from Ralph and Stella Cox, missionaries in Takamatsu, Japan, to move to Japan and serve as short-term missionaries under The Evangelical Alliance Mission (TEAM). After much prayer and counsel it was decided that it was the will of God for the Refiors to accept the call to go to the great nation of Japan as missionaries. Following that 13-month ministry the Refiors moved back to the Midwest, deciding to settle in the State of Indiana which is Precious Pam’s home state. In the fall of 1981 Rafe was admitted to practice in Indiana and he opened Refior Law Office in Warsaw. In September of 2001 after more than 25 years as a lawyer, Rafe studied for and passed the Florida bar exam and he was admitted to practice law also in Florida.

Rafe is admitted to all of the courts of the States of Indiana, Florida, Iowa and Wyoming, several Federal District Courts (including Indiana, Michigan and Florida), the U.S. Tax Court, the U.S. Court of Appeals for the Armed Services, the U.S. Court of Appeals for the 7th Circuit, the U.S. Court of Appeals for the 11th Circuit, and the United States Supreme Court. He is a member of The National Lawyers Association, Indiana State Bar Association, The Florida Bar, Wyoming State Bar, Iowa State Bar Association, the Kosciusko County Bar Association and the Tippecanoe County Bar Association. Rafe and his wife are active members of Faith Church in Lafayette, Indiana:; where he serves as a Deacon, and is on the Board of Directors of Faith Global Missions; and the Board of Directors of Vision of Hope Rafe also serves a Chairman of the Board of Lakeland Child Evangelism Ministries, on the Board of Trustees for the Pension Fund of The Evangelism Ministries Alliance Mission (TEAM) and on the International Bard of Directors of TEAM Rafe also continues to be regularly engaged in marriage counseling.

Pam and Rafe have two outstanding daughters-Nikki Lambeth and Laura White. Nikki is married to Jonathan Lambeth; they have three sons, Luke, David and Stephen. The Lambeths reside in Lafayette, Indiana, where Jonathan is the elementary school principal at Faith Christian School and Nikki is an effective wife and mother, is in leadership for the women’s ministries as Faith Church and is a freelance French translator. Laura is married to Brian White, and they have five children: Karis, Jocelyn, Samuel, Nathan and Molly. Brian is the Senior Pastor of Harvest Bible Chapel North Indianapolis. Laura is active with women’s ministries at Harvest.

Rafe enjoys loving his gorgeous and outstanding wife Precious Pam, being a happy and involved grandpa, family travel, family activities, sports of all kinds (especially following the great Iowa Hawkeyes), woodworking, writing (e.g., novels, articles, books on Christian topics, children’s stories), kayaking, woodcarving, art and graphics, bicycling, studying, meditating and applying the Bible, teaching and speaking at seminars and retreats, Bow-flexing and weightlifting, and swimming almost daily in his lap pool.